Why private accident insurance is important for children

With the start of school in September, an exciting time full of new experiences begins for children. Right now the topic of security for parents is even more on focus – especially where they spend a lot of time: in schools and clubs.

Statutory accident insurance is a central aspect of child safety. In Austria, children are automatically insured through the general accident insurance institution (AUVA) in certain life situations. These include the school attendance, the direct path to school and back as well as school events such as hiking days and sports festivals.

Limits of legal security: leisure activities and private paths

However, what many parents do not know: the statutory accident insurance does not cover all areas in which children can happen. A leisure activities outside of school, such as sports clubs or music schools, as well as private paths or stays, are not insured. “Private accident insurance offers additional security and flexibility that goes beyond the legal security. Private accident insurance offers advantages such as capital payments in the event of disability, assumption of costs for therapies and aids as well as worldwide protection.

Allianz as a partner for schools and clubs

In cooperation with schools, Allianz offers tailor-made solutions for group accident insurance. These make it possible to secure children easily and inexpensively – directly through the parents’ association. Sports and leisure clubs that play an important role in the life of many children also benefit from such security solutions. The Allianz has already successfully worked with numerous clubs, including renowned football and hockey clubs as well as the scouts in Vienna. “The start of school in September is an exciting moment full of new experiences for children. For us parents, it is also a good opportunity to think about security – especially where our children spend a lot of time: in schools and clubs. We can ensure that our children are extensively protected,” adds Jörg Hipp.

The close cooperation with schools and associations can create extensive protection for children who go beyond statutory accident insurance. The consultants: Inside the alliance, parents, schools and clubs are available at any time to find suitable insurance solutions.