ISX Financial I PLC („ISXX“), An innovative provider of regulated transaction bank services and real-time payment technology across Europe and the United Kingdom, announced its unchecked financial results for the second quarter of 2025, which prove strong profitability, disciplined cost management and continuous investments in technology as well as talents.
Profit milestones: ISXX achieved an unchecked profit of 6.3 million euros, which corresponds to an increase of 2 % compared to Q1 2025 and 7 % compared to the previous year, despite a decline in sales and transaction volumes compared to the previous quarter (QOQ). The result was supported by increases in efficiency, a reduction in tax and operating costs as well as a reduction in reductions in assets.
ISXX achieved an EBITDA margin of 57 %, which reflects the persistent operational strength and a scalable cost structure, even in a weaker quarterly sales environment.
„The results of this quarter confirm the strength of our business model and our commitment to long -term growth“, said Ajay TreonFinance manager of ISXX. „We stay disciplined in cost control, focus on innovations and consciously invest in our employees and in technologies. Despite short -term fluctuations, our strategy continues to ensure sustainable profitability, product further development and growing shareholders.”
Overall transaction volume: ISXX the transaction volume was able to increase by 4 % in the year. This indicates a persistent demand for the core services of ISXX Hongs that are unbroken despite seasonal or cyclical fluctuations.
Sales volume: This stood in Q2 at EUR 13.7 million, which means a decline compared to Q1, but an increase of 5 % compared to the previous year and the medium -term growth path of ISXX underlined.
Balance: Resistance was also a trademark in Q2. The own funds increased by 13 % in the quarterly comparison and 82 % in the year, while net assets increased by 95 % in the year, which strengthens financial strength and capital efficiency. Despite a decline in the funds held for business customers, the group’s book value per share of the group increased by 13 % to EUR 0.492, which reflects the ongoing added value.
The most important financial highlights Q2 2025:
- Profitability: unchecked profit of EUR 6.3 million, 7 % increase compared to the previous year and 2 % compared to the previous quarter
- EBITDA margin: retention of a high proportion of 57 %
- Sales: EUR 13.7 million, 5 % higher than in the previous year, 14 % lower than in the previous quarter
- Transaction volumes: 4 % increase compared to the previous year, decline by 12 % compared to the previous quarter
- Operating costs: decline by 2.0 million euros, 23 % compared to the previous quarter
- Own funds: increase by 5.3 million euros, 13 % compared to the previous quarter, 20.1 million euros, 82 % compared to the previous year
- Net wing: increase by 6.1 million euros, 13 % compared to the previous quarter, 95 % compared to the previous year
- Book value per share: increase by 0.06 ꞓ to 0.492 ꞓ, plus 13 % in the quarterly course
You can view the full report here:
https://www.isx.financial/hubfs/isxreports/25Q2.pdf
Information on ISX Financial EU PLC
ISX Financial EU PLC is a leading e-money institute and a transaction banking provider in Europe and the United Kingdom, which offers secure real-time payments via bank and card rails. Through its 100 % subsidiary ProBanx, the ISXX Group offers innovative software-as-a-service solutions (SAAS) for banks and financial institutions around the world, including the connection between banks with central banks.
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