While stock markets fluctuate and bank interest are often below inflation, real estate is a safe way to build up long -term assets. In order to enable investors to start the real estate market, Stephan Gerlach offers them with the Hanseatic housing cooperative eG, a subsidiary of the Gerlach Immobilien Group – from financing through the purchase to later management and building a portfolio. You can find out why he wrote a guide with his book “The Real Estate Formula” in which he explains how everyone can build real estate assets and why he offers the book for free.
Real estate has been one of the most lucrative forms of investment for decades. But while some investors manage to systematically build their assets, others fail because they make wrong decisions, conclude bad financing or have false ideas about the real estate market. In the end, is the real estate business only for investors who have extensive professional know-how? “In principle, everyone with real estate can build a solid assets – and that even works without great start -up capital,” says Stephan Gerlach from the Hanseatic housing association eG. “The only problem is that many do not know how they can find and finance the right objects. They often act spontaneously and do not take care of decisive factors such as location, rental price development, demand, development potential or repayment rates. A good business is not based on gut feeling, but in a serious analysis. If you do not pay attention to this, you will have a difficult time with wealth structure and, in the worst case, will even affect financial loss.”
“However, real estate investments are also not excessively complicated if the investor pursues the right strategy,” added the real estate expert. “It’s about financing wisely, selecting suitable objects and thinking in the long term.” With Hanseatic Invest eG, Stephan Gerlach offers investments in real estate projects in which investors benefit from a short minimum term, a fixed interest rate of seven percent and a flexible investment process. Hansea Invest pursues the goal of helping private individuals in systematic asset structure with real estate and at the same time expanding the stock of renovated and attractive objects in Germany. Stephan Gerlach is also involved in the start-up Finesthub, an innovative platform that wants to create transparency in the banking market and make access to capital more efficient. In addition, the real estate entrepreneur as a specialist author and has written instructions with the book “The Real Estate Formula” that enables investors to invest in real estate with little capital in order to generate maximum returns at minimal risk.
Why real estate for Stephan Gerlach are the best asset class
“Real estate stands for stability and inflation protection because they are constant as a real value, while the money loses more and more purchasing power,” explains Stephan Gerlach. After all, living space remains in demand even in economically turbulent times, and those who invest cleverly can achieve regular income with rental returns. At the same time, investors offer attractive depreciation options, grants and opportunities for tax optimization, which can significantly increase net assets. The sum of all this makes real estate for Stephan Gerlach a particularly interesting asset class.
“Many believe that you have to be a millionaire to invest in real estate – but that’s a fallacy,” he explains. “Beating proves to be a growth booster, and the real estate financing can be used to build up a lot of comprehensive capital with comparatively little equity. The banks finance the majority of the investment, while the property itself repays the debt through rental income and increasing value.” However, since many beginners fail due to false assumptions or poor financing, Stephan Gerlach shows in “Die Realz -Formula” how a systematic procedure can be avoided and risks can be minimized.
With little capital for real estate assets: This is how it works with Stephan Gerlach
“The real estate formula” explains in an understandable way what clever strategies look like for everyone to buy first properties with manageable equity and to build up a considerable portfolio step by step. Skillful financing models also allow high values to be moved with little equity. The banks often finance up to 90 percent of the purchase price, sometimes with good credit rating even 100 percent including ancillary costs. For Stephan Gerlach, the focus is not on speculation, but the cash flow: If you focus on rental income, instead of striving for quick resals, you can generate a stable and long -term income. In addition, it is important to use the combination of credit financing, rent increases and growth in value as a lever effect in order to multiply the capital invested as quickly as possible.
What advantages Stephan Gerlach’s book offers the reader
“The real estate formula” is not a theoretical work, but a practical guide for investors – whether beginners or advanced. The book describes tried and tested strategies based on Stephan Gerlach’s real experiences and models of success. It contains specific instructions for object analysis, with which rewarding real estate investments can be seen without excessive effort.
At the same time, there are practical financing tips that make the banks’ approach understandable and lead to optimal credit conditions. In the “Error avoidance” section, the author leads the pitfalls that investors can be expensive and explains how they can be avoided. “The real estate formula” is rounded off with examples of success from practice that show investors who started with little capital and have a large portfolio today. “Knowledge is the best investment,” emphasizes Stephan Gerlach. “With the right strategy, everyone can benefit from real estate – regardless of how much capital is available to them at the beginning.”
Stephan Gerlach’s book is now available free of charge at dieimmobilienformel.de
Stephan Gerlach primarily wants to make a contribution to financial education with “Die Realz Formula” and therefore offers the book free of charge at dieimmobilienformel.de. Interested parties only have to pay the shipping costs for the printed version, while the digital variant is available for immediate download. An audio book is also on offer for everyone who wants to record the content of sports or on long car journeys.
The fact that the reading for prospective and advanced real estate investors is worthwhile based on Stephan Gerlach’s expertise: The graduate merchant with a soft spot for marketing worked for many years in various management positions in the financial sector before starting his own companies in 2016. Today he is the managing director of a group of companies, which also includes the Hansea Invest. The aim of his work is to create attractive living space in Germany and at the same time enable investors to return to decent returns – whereby the entire value chain is to be covered for customers. “If it is clear that nobody has to be a millionaire to acquire real estate, the next step is to really take advantage of the opportunities,” the real estate entrepreneur concludes. “Anyone who acts now can build up a stable assets in the long term and ultimately become financially independent.”
Do you want to invest in real estate as an investment and are you looking for reputable information? Then go up now dieImmobilienformel.de And read Stephan Gerlach’s book!